Rocky Ford, OK
How exposed is Rocky Ford to wildfire?
Rocky Ford's 197 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rocky Ford's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Where Rocky Ford's buildings actually sit
Direct exposure dominates in Rocky Ford: 100% of its 197 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Rocky Ford against the rest of the country
Inside Oklahoma, Rocky Ford sits at just the 66th percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rocky Ford ranks 2,180 for wildfire risk (1 is highest) and 24,970 by building count (1 is largest). Within Oklahoma alone, it ranks 286 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Rocky Ford carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Rocky Ford
With 100% of Rocky Ford in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 197 counted buildings into the percentiles shown above for Rocky Ford. For more on what direct exposure implies beyond Rocky Ford, see the exposure-zones guide.