Rocky Ford, GA
How exposed is Rocky Ford to wildfire?
USFS's Wildfire Risk to Communities model puts Rocky Ford at the 66th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 133 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rocky Ford at the 66th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Rocky Ford's 133 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Rocky Ford against the rest of the country
Rocky Ford's 66th national percentile looks worse in isolation than its 45th ranking inside Georgia does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Rocky Ford ranks 10,867 for wildfire risk (1 is highest) and 27,569 by building count (1 is largest). Within Georgia alone, it ranks 371 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Rocky Ford's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Rocky Ford's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Rocky Ford's 66th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Rocky Ford, see the exposure-zones guide.