Rocky Ford, CO
How exposed is Rocky Ford to wildfire?
Out of every US place USFS scores, Rocky Ford lands at the 64th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,174 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rocky Ford at the 63rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Rocky Ford's building exposure, zone by zone
Most of Rocky Ford's buildings (94.9% of 2,174) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Rocky Ford against the rest of the country
Rocky Ford's 64th national percentile looks worse in isolation than its 31st ranking inside Colorado does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Rocky Ford ranks 11,273 for wildfire risk (1 is highest) and 7,006 by building count (1 is largest). Within Colorado alone, it ranks 328 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Rocky Ford and the insurance market
Rocky Ford's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Rocky Ford
With 94.9% of buildings rated Minimal exposure, Rocky Ford gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Rocky Ford's figures come from
The methodology guide shows exactly how USFS turned 2,174 counted buildings into the percentiles shown above for Rocky Ford. The exposure-zones guide covers what Rocky Ford's dominant minimal exposure actually means, with real examples from across the dataset.