Rocky Boy's Agency, MT
Rocky Boy's Agency, MT's wildfire risk, in USFS's own numbers
Rocky Boy's Agency's 182 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rocky Boy's Agency at the 88th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Rocky Boy's Agency's buildings actually sit
Direct exposure dominates in Rocky Boy's Agency: 100% of its 182 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Rocky Boy's Agency compares
Inside Montana, Rocky Boy's Agency sits at just the 73rd percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rocky Boy's Agency ranks 3,654 for wildfire risk (1 is highest) and 25,545 by building count (1 is largest). Within Montana alone, it ranks 131 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Rocky Boy's Agency's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of Rocky Boy's Agency in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Rocky Boy's Agency's figures come from
Every one of the two percentiles behind Rocky Boy's Agency's 3,654-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rocky Boy's Agency's dominant direct exposure actually means, with real examples from across the dataset.