Rockwood, MI
Rockwood, MI's wildfire risk, in USFS's own numbers
Rockwood sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,657 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rockwood at the 23rd percentile, close to its 22nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 89.4% of Rockwood's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 10.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Rockwood compares
Within Michigan, Rockwood ranks higher (70th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Rockwood ranks 24,713 for wildfire risk (1 is highest) and 8,570 by building count (1 is largest). Within Michigan alone, it ranks 228 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 22nd national percentile, Rockwood rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Rockwood
With 89.4% of buildings rated Minimal exposure, Rockwood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Rockwood's 24,713-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Rockwood, see the exposure-zones guide.