Rockwood, IL
How exposed is Rockwood to wildfire?
Rockwood's 31 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rockwood at the 36th percentile, close to its 35th-percentile risk score.
What "at risk" means for the buildings here
100% of Rockwood's 31 buildings sit in USFS's Direct exposure zone, roughly 31 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Rockwood against the rest of the country
Compare Rockwood's two percentiles: 86th within Illinois, only 35th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Rockwood ranks 20,604 for wildfire risk (1 is highest) and 31,341 by building count (1 is largest). Within Illinois alone, it ranks 201 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Rockwood's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Rockwood's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Rockwood's 20,604-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Rockwood, see the exposure-zones guide.