Rockwell, IA
How exposed is Rockwell to wildfire?
Rockwell sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 616 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rockwell at the 5th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Rockwell's buildings actually sit
Rockwell rates 85.1% Minimal exposure against just 14.9% Direct and 0% Indirect — of 616 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Rockwell ranks
Rockwell's risk sits at a similar level relative to Iowa (11th percentile statewide) as it does nationally (5th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rockwell ranks 29,978 for wildfire risk (1 is highest) and 15,617 by building count (1 is largest). Within Iowa alone, it ranks 907 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 5th national percentile, Rockwell rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 85.1% of Rockwell outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Rockwell's figures come from
The methodology guide shows exactly how USFS turned 616 counted buildings into the percentiles shown above for Rockwell. The exposure-zones guide covers what Rockwell's dominant minimal exposure actually means, with real examples from across the dataset.