Rockwell City, IA
Rockwell City, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Rockwell City lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,289 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rockwell City at the 7th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
86.5% of Rockwell City's 1,289 buildings sit in USFS's Minimal exposure zone, with only 13.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Rockwell City ranks
Rockwell City scores 9th nationally and 18th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rockwell City ranks 28,769 for wildfire risk (1 is highest) and 10,132 by building count (1 is largest). Within Iowa alone, it ranks 837 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 9th national percentile, Rockwell City rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Rockwell City's 86.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,289 counted buildings into the percentiles shown above for Rockwell City. For more on what minimal exposure implies beyond Rockwell City, see the exposure-zones guide.