Rockvale, TN
How exposed is Rockvale to wildfire?
Rockvale sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 635 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rockvale at the 28th percentile, close to its 26th-percentile risk score.
Rockvale's building exposure, zone by zone
USFS classifies 75% of Rockvale's buildings as Direct exposure, higher than its 25% Indirect share and far above its 0% Minimal share — a profile where 476 structures sit close enough to vegetation that lot clearing matters most.
Where Rockvale ranks
Inside Tennessee, Rockvale sits at just the 11th percentile even though it scores 26th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rockvale ranks 23,274 for wildfire risk (1 is highest) and 15,409 by building count (1 is largest). Within Tennessee alone, it ranks 447 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Rockvale
Rockvale's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Rockvale's 75% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rockvale's figures come from
The methodology guide shows exactly how USFS turned 635 counted buildings into the percentiles shown above for Rockvale. The exposure-zones guide covers what Rockvale's dominant direct exposure actually means, with real examples from across the dataset.