Rockvale, MT
Rockvale, MT's wildfire risk, in USFS's own numbers
Rockvale's 173 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rockvale at the 81st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Rockvale's building exposure, zone by zone
USFS classifies 87.3% of Rockvale's buildings as Direct exposure, higher than its 12.7% Indirect share and far above its 0% Minimal share — a profile where 151 structures sit close enough to vegetation that lot clearing matters most.
Rockvale against the rest of the country
Rockvale ranks lower within Montana (56th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Rockvale ranks 5,677 for wildfire risk (1 is highest) and 25,902 by building count (1 is largest). Within Montana alone, it ranks 209 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Rockvale
Rockvale's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Rockvale (87.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Rockvale's figures come from
Rockvale's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rockvale's dominant direct exposure actually means, with real examples from across the dataset.