Rockport Colony, SD
Rockport Colony wildfire risk explained
Rockport Colony sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 47 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rockport Colony at the 67th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Rockport Colony's buildings actually sit
USFS puts 61.7% of Rockport Colony's 47 buildings in the Indirect exposure zone, versus 38.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Rockport Colony compares
Rockport Colony scores 71st nationally and 66th within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rockport Colony ranks 9,274 for wildfire risk (1 is highest) and 31,010 by building count (1 is largest). Within South Dakota alone, it ranks 149 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Rockport Colony's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 61.7% of Rockport Colony's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rockport Colony's 9,274-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Rockport Colony, see the exposure-zones guide.