Rockport Colony, MT
Rockport Colony wildfire risk explained
Rockport Colony's 51 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rockport Colony's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
Where Rockport Colony's buildings actually sit
USFS puts 70.6% of Rockport Colony's 51 buildings in the Indirect exposure zone, versus 29.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Rockport Colony compares
Rockport Colony's 67th national percentile looks worse in isolation than its 35th ranking inside Montana does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Rockport Colony ranks 10,533 for wildfire risk (1 is highest) and 30,904 by building count (1 is largest). Within Montana alone, it ranks 310 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Rockport Colony's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 70.6% of Rockport Colony's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 51 counted buildings into the percentiles shown above for Rockport Colony. For more on what indirect exposure implies beyond Rockport Colony, see the exposure-zones guide.