Rockholds, KY
How exposed is Rockholds to wildfire?
USFS scores Rockholds at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 271 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rockholds's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Where Rockholds's buildings actually sit
Direct exposure dominates in Rockholds: 84.5% of its 271 buildings, versus 15.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Rockholds ranks
Rockholds scores 90th nationally and 91st within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rockholds ranks 3,121 for wildfire risk (1 is highest) and 22,470 by building count (1 is largest). Within Kentucky alone, it ranks 52 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Rockholds
Rockholds's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Rockholds's 84.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Rockholds's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Rockholds, see the exposure-zones guide.