Rockford, OH
How exposed is Rockford to wildfire?
USFS scores Rockford at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 685 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rockford at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rockford's building exposure, zone by zone
USFS classifies 96.1% of Rockford's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Rockford ranks
Rockford's risk sits at a similar level relative to Ohio (11th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rockford ranks 31,032 for wildfire risk (1 is highest) and 14,816 by building count (1 is largest). Within Ohio alone, it ranks 1,137 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Rockford's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 96.1% of buildings rated Minimal exposure, Rockford gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Rockford's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Rockford, see the exposure-zones guide.