Rockford, IN
Rockford, IN's wildfire risk, in USFS's own numbers
Rockford sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 426 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rockford at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Rockford's buildings actually sit
USFS classifies 71.1% of Rockford's buildings as Direct exposure, higher than its 0% Indirect share and far above its 28.9% Minimal share — a profile where 303 structures sit close enough to vegetation that lot clearing matters most.
Rockford against the rest of the country
Compare Rockford's two percentiles: 39th within Indiana, only 6th nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Rockford ranks 29,778 for wildfire risk (1 is highest) and 18,729 by building count (1 is largest). Within Indiana alone, it ranks 595 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Rockford and the insurance market
Rockford's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Rockford's 71.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Rockford's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Rockford, see the exposure-zones guide.