Rockford, AL
How exposed is Rockford to wildfire?
USFS's Wildfire Risk to Communities model puts Rockford at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 339 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rockford at the 90th percentile, close to its 87th-percentile risk score.
Where Rockford's buildings actually sit
USFS classifies 82.6% of Rockford's buildings as Direct exposure, higher than its 17.4% Indirect share and far above its 0% Minimal share — a profile where 280 structures sit close enough to vegetation that lot clearing matters most.
Rockford against the rest of the country
Rockford scores 87th nationally and 92nd within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rockford ranks 3,958 for wildfire risk (1 is highest) and 20,584 by building count (1 is largest). Within Alabama alone, it ranks 46 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Rockford
Rockford's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Rockford's 82.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rockford's figures come from
Rockford's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rockford's dominant direct exposure actually means, with real examples from across the dataset.