Rockfield, IN
Rockfield, IN's wildfire risk, in USFS's own numbers
Rockfield's 168 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rockfield's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
Most of Rockfield's buildings (84.5% of 168) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Rockfield ranks
Within Indiana, Rockfield ranks higher (23rd percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Rockfield ranks 30,482 for wildfire risk (1 is highest) and 26,093 by building count (1 is largest). Within Indiana alone, it ranks 740 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Rockfield's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 84.5% of Rockfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rockfield's 30,482-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Rockfield, see the exposure-zones guide.