Rockbridge, IL
Rockbridge, IL's wildfire risk, in USFS's own numbers
USFS scores Rockbridge at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 179 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rockbridge at the 10th percentile, close to its 10th-percentile risk score.
Rockbridge's building exposure, zone by zone
USFS classifies 79.3% of Rockbridge's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Rockbridge compares
Compare Rockbridge's two percentiles: 42nd within Illinois, only 10th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Rockbridge ranks 28,484 for wildfire risk (1 is highest) and 25,665 by building count (1 is largest). Within Illinois alone, it ranks 839 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Rockbridge and the insurance market
Rockbridge's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Rockbridge's 79.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 179 counted buildings into the percentiles shown above for Rockbridge. For more on what minimal exposure implies beyond Rockbridge, see the exposure-zones guide.