Rock Mills, AL
Rock Mills wildfire risk explained
Out of every US place USFS scores, Rock Mills lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 522 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rock Mills at the 82nd percentile, close to its 79th-percentile risk score.
Where Rock Mills's buildings actually sit
USFS classifies 86.6% of Rock Mills's buildings as Direct exposure, higher than its 13.4% Indirect share and far above its 0% Minimal share — a profile where 452 structures sit close enough to vegetation that lot clearing matters most.
Where Rock Mills ranks
Rock Mills's risk sits at a similar level relative to Alabama (72nd percentile statewide) as it does nationally (79th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rock Mills ranks 6,606 for wildfire risk (1 is highest) and 16,991 by building count (1 is largest). Within Alabama alone, it ranks 167 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Rock Mills and the insurance market
At the 79th percentile nationally, Rock Mills carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 86.6% of Rock Mills in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rock Mills's 6,606-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Rock Mills, see the exposure-zones guide.