Rock, KS
How exposed is Rock to wildfire?
USFS scores Rock at the 67th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 79 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rock's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Rock's building exposure, zone by zone
Direct exposure dominates in Rock: 74.7% of its 79 buildings, versus 25.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Rock against the rest of the country
Rock scores 67th nationally and 62nd within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rock ranks 10,558 for wildfire risk (1 is highest) and 29,923 by building count (1 is largest). Within Kansas alone, it ranks 277 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Rock's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Rock (74.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 79 counted buildings into the percentiles shown above for Rock. For more on what direct exposure implies beyond Rock, see the exposure-zones guide.