Rock House, AZ
Rock House, AZ's wildfire risk, in USFS's own numbers
Rock House's 35 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rock House's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
Rock House's building exposure, zone by zone
Direct exposure dominates in Rock House: 100% of its 35 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Rock House compares
Inside Arizona, Rock House sits at just the 71st percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rock House ranks 2,131 for wildfire risk (1 is highest) and 31,265 by building count (1 is largest). Within Arizona alone, it ranks 129 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Rock House carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Rock House (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 35 counted buildings into the percentiles shown above for Rock House. For more on what direct exposure implies beyond Rock House, see the exposure-zones guide.