Rock Falls, IA
Rock Falls, IA's wildfire risk, in USFS's own numbers
Rock Falls sits at the 16th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 128 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rock Falls at the 14th percentile, close to its 16th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Rock Falls: 58.6% of its 128 buildings, versus 0% Indirect and 41.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Rock Falls against the rest of the country
Rock Falls's risk sits at a similar level relative to Iowa (26th percentile statewide) as it does nationally (16th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rock Falls ranks 26,530 for wildfire risk (1 is highest) and 27,795 by building count (1 is largest). Within Iowa alone, it ranks 755 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Rock Falls
Rock Falls's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 58.6% of Rock Falls in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Rock Falls's figures come from
Rock Falls's 16th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rock Falls's dominant direct exposure actually means, with real examples from across the dataset.