Rock Creek, OH
How exposed is Rock Creek to wildfire?
USFS scores Rock Creek at the 35th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 343 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rock Creek at the 36th percentile, close to its 35th-percentile risk score.
Where Rock Creek's buildings actually sit
Direct exposure dominates in Rock Creek: 74.3% of its 343 buildings, versus 25.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Rock Creek ranks
Compare Rock Creek's two percentiles: 75th within Ohio, only 35th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Rock Creek ranks 20,621 for wildfire risk (1 is highest) and 20,496 by building count (1 is largest). Within Ohio alone, it ranks 313 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Rock Creek
Rock Creek's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Rock Creek (74.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Rock Creek's figures come from
The methodology guide shows exactly how USFS turned 343 counted buildings into the percentiles shown above for Rock Creek. The exposure-zones guide covers what Rock Creek's dominant direct exposure actually means, with real examples from across the dataset.