Rocheport, MO
How exposed is Rocheport to wildfire?
USFS scores Rocheport at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 171 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rocheport's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
USFS puts 72.5% of Rocheport's 171 buildings in the Indirect exposure zone, versus 27.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Rocheport compares
There's little gap between Rocheport's 64th national percentile and its 67th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rocheport ranks 11,284 for wildfire risk (1 is highest) and 25,990 by building count (1 is largest). Within Missouri alone, it ranks 350 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Rocheport's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 72.5% of Rocheport's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rocheport's 11,284-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Rocheport, see the exposure-zones guide.