Rochelle, IL
Rochelle, IL's wildfire risk, in USFS's own numbers
USFS scores Rochelle at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 4,252 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rochelle at the 1st percentile, close to its 1st-percentile risk score.
Where Rochelle's buildings actually sit
97.8% of Rochelle's 4,252 buildings sit in USFS's Minimal exposure zone, with only 2.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Rochelle ranks
Rochelle's risk sits at a similar level relative to Illinois (11th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rochelle ranks 31,070 for wildfire risk (1 is highest) and 4,015 by building count (1 is largest). Within Illinois alone, it ranks 1,278 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Rochelle's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 97.8% of buildings rated Minimal exposure, Rochelle gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Rochelle's figures come from
The methodology guide shows exactly how USFS turned 4,252 counted buildings into the percentiles shown above for Rochelle. The exposure-zones guide covers what Rochelle's dominant minimal exposure actually means, with real examples from across the dataset.