Roca, NE
Roca, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Roca lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 148 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Roca at the 62nd percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 79.7% of Roca's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Roca compares
Roca scores 67th nationally and 64th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Roca ranks 10,308 for wildfire risk (1 is highest) and 26,960 by building count (1 is largest). Within Nebraska alone, it ranks 211 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Roca and the insurance market
Roca's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 79.7% of buildings rated Minimal exposure, Roca gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 148 counted buildings into the percentiles shown above for Roca. For more on what minimal exposure implies beyond Roca, see the exposure-zones guide.