Roberta, GA
How exposed is Roberta to wildfire?
Roberta sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 503 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Roberta at the 70th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Roberta's building exposure, zone by zone
59.8% of Roberta's 503 buildings sit in USFS's Direct exposure zone, roughly 301 structures close enough to burnable vegetation for flame contact, not just embers — 40.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Roberta ranks
There's little gap between Roberta's 70th national percentile and its 63rd percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Roberta ranks 9,604 for wildfire risk (1 is highest) and 17,283 by building count (1 is largest). Within Georgia alone, it ranks 246 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Roberta and the insurance market
Roberta's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Roberta (59.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 503 counted buildings into the percentiles shown above for Roberta. For more on what direct exposure implies beyond Roberta, see the exposure-zones guide.