Robbins, TN
Robbins, TN's wildfire risk, in USFS's own numbers
Robbins's 239 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Robbins at the 89th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
239 buildings are counted in Robbins, and 94.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Robbins compares
Robbins's risk sits at a similar level relative to Tennessee (97th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Robbins ranks 4,331 for wildfire risk (1 is highest) and 23,510 by building count (1 is largest). Within Tennessee alone, it ranks 15 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Robbins's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Robbins's 94.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Robbins's figures come from
Every one of the two percentiles behind Robbins's 4,331-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Robbins's dominant direct exposure actually means, with real examples from across the dataset.