Robards, KY
Robards, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Robards at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 403 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Robards at the 22nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Robards: 67.5% of its 403 buildings, versus 5% Indirect and 27.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Robards against the rest of the country
Robards's 37th-percentile standing inside Kentucky outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Robards ranks 24,806 for wildfire risk (1 is highest) and 19,151 by building count (1 is largest). Within Kentucky alone, it ranks 351 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Robards and the insurance market
At the 21st national percentile, Robards rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Robards
Because Direct exposure dominates in Robards (67.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Robards's figures come from
Every one of the two percentiles behind Robards's 24,806-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Robards's dominant direct exposure actually means, with real examples from across the dataset.