Roanoke, IN
Roanoke, IN's wildfire risk, in USFS's own numbers
USFS scores Roanoke at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 909 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roanoke's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Roanoke's building exposure, zone by zone
Roanoke rates 69.5% Minimal exposure against just 30.5% Direct and 0% Indirect — of 909 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Roanoke compares
Compare Roanoke's two percentiles: 33rd within Indiana, only 5th nationally — a gap of 29 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Roanoke ranks 30,101 for wildfire risk (1 is highest) and 12,645 by building count (1 is largest). Within Indiana alone, it ranks 653 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Roanoke
Roanoke's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 69.5% of Roanoke outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Roanoke's figures come from
Roanoke's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Roanoke's dominant minimal exposure actually means, with real examples from across the dataset.