Roanoke, IL
Roanoke wildfire risk explained
Roanoke sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,046 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roanoke's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Where Roanoke's buildings actually sit
USFS classifies 95.7% of Roanoke's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Roanoke ranks
There's little gap between Roanoke's 1st national percentile and its 10th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Roanoke ranks 31,164 for wildfire risk (1 is highest) and 11,612 by building count (1 is largest). Within Illinois alone, it ranks 1,303 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Roanoke's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Roanoke
Even with 95.7% of Roanoke outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,046 counted buildings into the percentiles shown above for Roanoke. For more on what minimal exposure implies beyond Roanoke, see the exposure-zones guide.