Roaming Shores, OH
Roaming Shores, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Roaming Shores lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,057 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roaming Shores's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Roaming Shores's building exposure, zone by zone
1,057 buildings are counted in Roaming Shores, and 66.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 9.1% rated Minimal.
How Roaming Shores compares
Compare Roaming Shores's two percentiles: 78th within Ohio, only 36th nationally — a gap of 43 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Roaming Shores ranks 20,269 for wildfire risk (1 is highest) and 11,549 by building count (1 is largest). Within Ohio alone, it ranks 274 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Roaming Shores's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Roaming Shores
Because Direct exposure dominates in Roaming Shores (66.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Roaming Shores's figures come from
Roaming Shores's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Roaming Shores's dominant direct exposure actually means, with real examples from across the dataset.