Roachdale, IN
How exposed is Roachdale to wildfire?
Out of every US place USFS scores, Roachdale lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 602 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roachdale's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Roachdale's building exposure, zone by zone
Only 16.5% of Roachdale's 602 buildings carry Direct exposure and 0% carry Indirect; the remaining 83.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Roachdale ranks
Roachdale's 23rd-percentile standing inside Indiana outpaces its 3rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Roachdale ranks 30,514 for wildfire risk (1 is highest) and 15,811 by building count (1 is largest). Within Indiana alone, it ranks 749 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 3rd national percentile, Roachdale rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Roachdale
Even with 83.6% of Roachdale outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 602 counted buildings into the percentiles shown above for Roachdale. For more on what minimal exposure implies beyond Roachdale, see the exposure-zones guide.