Rives, TN
How exposed is Rives to wildfire?
Rives sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 163 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rives at the 8th percentile, close to its 8th-percentile risk score.
Rives's building exposure, zone by zone
Rives rates 61.4% Minimal exposure against just 38.7% Direct and 0% Indirect — of 163 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Rives ranks
There's little gap between Rives's 8th national percentile and its 1st percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rives ranks 29,073 for wildfire risk (1 is highest) and 26,304 by building count (1 is largest). Within Tennessee alone, it ranks 498 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Rives and the insurance market
At the 8th national percentile, Rives rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Rives's 61.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 163 counted buildings into the percentiles shown above for Rives. For more on what minimal exposure implies beyond Rives, see the exposure-zones guide.