Rives, MO
Rives, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Rives lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 54 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rives's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
Rives's building exposure, zone by zone
Rives rates 59.3% Minimal exposure against just 40.7% Direct and 0% Indirect — of 54 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Rives ranks
Rives's risk sits at a similar level relative to Missouri (5th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rives ranks 28,747 for wildfire risk (1 is highest) and 30,821 by building count (1 is largest). Within Missouri alone, it ranks 1,006 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Rives and the insurance market
Rives's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Rives's 59.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Rives's figures come from
Rives's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rives's dominant minimal exposure actually means, with real examples from across the dataset.