Riverview, AL
Riverview, AL's wildfire risk, in USFS's own numbers
Riverview sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 138 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Riverview at the 83rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Riverview's buildings actually sit
138 buildings are counted in Riverview, and 98.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Riverview compares
Riverview scores 82nd nationally and 81st within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Riverview ranks 5,723 for wildfire risk (1 is highest) and 27,352 by building count (1 is largest). Within Alabama alone, it ranks 113 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 82nd percentile nationally, Riverview carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Riverview's 98.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Riverview's figures come from
Riverview's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Riverview's dominant direct exposure actually means, with real examples from across the dataset.