Riverside (Steuben), NY
Riverside (Steuben), NY's wildfire risk, in USFS's own numbers
Riverside (Steuben) sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 307 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Riverside (Steuben)'s burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Riverside (Steuben)'s building exposure, zone by zone
USFS puts 86.3% of Riverside (Steuben)'s 307 buildings in the Indirect exposure zone, versus 13.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Riverside (Steuben) compares
Within New York, Riverside (Steuben) ranks higher (56th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Riverside (Steuben) ranks 22,982 for wildfire risk (1 is highest) and 21,449 by building count (1 is largest). Within New York alone, it ranks 565 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Riverside (Steuben)'s moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Riverside (Steuben) (86.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 307 counted buildings into the percentiles shown above for Riverside (Steuben). For more on what indirect exposure implies beyond Riverside (Steuben), see the exposure-zones guide.