Riverside, AL
How exposed is Riverside to wildfire?
Riverside's 1,092 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Riverside's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Riverside's buildings actually sit
Direct exposure dominates in Riverside: 88.9% of its 1,092 buildings, versus 5.6% Indirect and 5.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Riverside ranks
There's little gap between Riverside's 80th national percentile and its 73rd percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Riverside ranks 6,447 for wildfire risk (1 is highest) and 11,325 by building count (1 is largest). Within Alabama alone, it ranks 158 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Riverside's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 88.9% of Riverside in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Riverside's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Riverside, see the exposure-zones guide.