Riverlea, OH
How exposed is Riverlea to wildfire?
Riverlea's 250 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Riverlea at the 12th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Riverlea rates 83.2% Minimal exposure against just 16.8% Direct and 0% Indirect — of 250 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Riverlea against the rest of the country
Riverlea's 32nd-percentile standing inside Ohio outpaces its 10th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Riverlea ranks 28,379 for wildfire risk (1 is highest) and 23,152 by building count (1 is largest). Within Ohio alone, it ranks 862 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Riverlea's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Riverlea
Riverlea's 83.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Riverlea's figures come from
Riverlea's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Riverlea's dominant minimal exposure actually means, with real examples from across the dataset.