River Pines, CA
River Pines wildfire risk explained
River Pines sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 219 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, River Pines's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
What "at risk" means for the buildings here
219 buildings are counted in River Pines, and 58.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where River Pines ranks
There's little gap between River Pines's 99th national percentile and its 88th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, River Pines ranks 377 for wildfire risk (1 is highest) and 24,147 by building count (1 is largest). Within California alone, it ranks 188 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
River Pines sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like River Pines's can end up mattering for. More on the disclosure law.
Hardening a home in River Pines
River Pines's 58.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind River Pines's 377-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond River Pines, see the exposure-zones guide.