River Falls, AL
River Falls, AL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, River Falls lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 492 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks River Falls at the 72nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
River Falls's building exposure, zone by zone
USFS classifies 96.8% of River Falls's buildings as Direct exposure, higher than its 3.3% Indirect share and far above its 0% Minimal share — a profile where 476 structures sit close enough to vegetation that lot clearing matters most.
River Falls against the rest of the country
River Falls ranks lower within Alabama (46th percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, River Falls ranks 9,443 for wildfire risk (1 is highest) and 17,490 by building count (1 is largest). Within Alabama alone, it ranks 318 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
River Falls and the insurance market
River Falls's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
River Falls's 96.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where River Falls's figures come from
The methodology guide shows exactly how USFS turned 492 counted buildings into the percentiles shown above for River Falls. The exposure-zones guide covers what River Falls's dominant direct exposure actually means, with real examples from across the dataset.