River Bottom, OK
River Bottom wildfire risk explained
Out of every US place USFS scores, River Bottom lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 296 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, River Bottom's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
River Bottom's building exposure, zone by zone
98% of River Bottom's 296 buildings sit in USFS's Direct exposure zone, roughly 290 structures close enough to burnable vegetation for flame contact, not just embers — 2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where River Bottom ranks
Inside Oklahoma, River Bottom sits at just the 41st percentile even though it scores 89th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, River Bottom ranks 3,630 for wildfire risk (1 is highest) and 21,739 by building count (1 is largest). Within Oklahoma alone, it ranks 490 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
River Bottom and the insurance market
At the 89th percentile nationally, River Bottom carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in River Bottom
With 98% of River Bottom in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
River Bottom's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond River Bottom, see the exposure-zones guide.