River Bend, NC
River Bend, NC's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts River Bend at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,354 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks River Bend at the 63rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,354 buildings are counted in River Bend, and 77% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How River Bend compares
River Bend's risk sits at a similar level relative to North Carolina (64th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, River Bend ranks 11,228 for wildfire risk (1 is highest) and 9,814 by building count (1 is largest). Within North Carolina alone, it ranks 279 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
River Bend's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 77% of River Bend in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where River Bend's figures come from
Every one of the two percentiles behind River Bend's 11,228-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what River Bend's dominant direct exposure actually means, with real examples from across the dataset.