Ritchey, MO
Ritchey, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Ritchey lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 51 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ritchey at the 72nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
60.8% of Ritchey's 51 buildings sit in USFS's Direct exposure zone, roughly 31 structures close enough to burnable vegetation for flame contact, not just embers — 39.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Ritchey against the rest of the country
Ritchey scores 71st nationally and 83rd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ritchey ranks 9,206 for wildfire risk (1 is highest) and 30,901 by building count (1 is largest). Within Missouri alone, it ranks 178 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Ritchey and the insurance market
At the 71st percentile nationally, Ritchey carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Ritchey's 60.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 51 counted buildings into the percentiles shown above for Ritchey. For more on what direct exposure implies beyond Ritchey, see the exposure-zones guide.