Rising Star, TX
Rising Star wildfire risk explained
USFS's Wildfire Risk to Communities model puts Rising Star at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 734 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rising Star at the 87th percentile, close to its 88th-percentile risk score.
Rising Star's building exposure, zone by zone
USFS classifies 54.9% of Rising Star's buildings as Direct exposure, higher than its 45.1% Indirect share and far above its 0% Minimal share — a profile where 403 structures sit close enough to vegetation that lot clearing matters most.
Where Rising Star ranks
There's little gap between Rising Star's 88th national percentile and its 79th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rising Star ranks 3,921 for wildfire risk (1 is highest) and 14,292 by building count (1 is largest). Within Texas alone, it ranks 374 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Rising Star and the insurance market
At the 88th percentile nationally, Rising Star carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Rising Star's 54.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rising Star's figures come from
The methodology guide shows exactly how USFS turned 734 counted buildings into the percentiles shown above for Rising Star. The exposure-zones guide covers what Rising Star's dominant direct exposure actually means, with real examples from across the dataset.