Risco, MO
Risco, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Risco lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 264 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Risco at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Risco's buildings actually sit
Risco rates 72.7% Minimal exposure against just 27.3% Direct and 0% Indirect — of 264 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Risco against the rest of the country
There's little gap between Risco's 1st national percentile and its 0th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Risco ranks 31,367 for wildfire risk (1 is highest) and 22,704 by building count (1 is largest). Within Missouri alone, it ranks 1,058 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Risco
Risco's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 72.7% of Risco outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 264 counted buildings into the percentiles shown above for Risco. For more on what minimal exposure implies beyond Risco, see the exposure-zones guide.