Rio, WI
How exposed is Rio to wildfire?
Rio's 577 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rio at the 45th percentile, close to its 44th-percentile risk score.
Rio's building exposure, zone by zone
USFS puts 79.2% of Rio's 577 buildings in the Indirect exposure zone, versus 20.6% Direct and 0.2% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Rio ranks
Compare Rio's two percentiles: 95th within Wisconsin, only 44th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Rio ranks 17,699 for wildfire risk (1 is highest) and 16,154 by building count (1 is largest). Within Wisconsin alone, it ranks 46 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Rio
At the 44th national percentile, Rio rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 79.2% of Rio's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Rio's figures come from
Rio's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rio's dominant indirect exposure actually means, with real examples from across the dataset.