Rio Rico, AZ
How exposed is Rio Rico to wildfire?
USFS scores Rio Rico at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 6,971 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rio Rico's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
Rio Rico's building exposure, zone by zone
Direct exposure dominates in Rio Rico: 88.2% of its 6,971 buildings, versus 10.9% Indirect and 0.9% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 6,971 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Rio Rico ranks
Rio Rico scores 98th nationally and 88th within Arizona — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rio Rico ranks 650 for wildfire risk (1 is highest) and 2,478 by building count (1 is largest). Within Arizona alone, it ranks 55 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Rio Rico
Rio Rico's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Rio Rico's 88.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rio Rico's figures come from
The methodology guide shows exactly how USFS turned 6,971 counted buildings into the percentiles shown above for Rio Rico. The exposure-zones guide covers what Rio Rico's dominant direct exposure actually means, with real examples from across the dataset.