Rio Lucio, NM
Rio Lucio wildfire risk explained
Rio Lucio sits at the 95th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 345 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rio Lucio at the 91st percentile, close to its 95th-percentile risk score.
Where Rio Lucio's buildings actually sit
345 buildings are counted in Rio Lucio, and 97.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Rio Lucio against the rest of the country
Rio Lucio scores 95th nationally and 86th within New Mexico — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rio Lucio ranks 1,447 for wildfire risk (1 is highest) and 20,454 by building count (1 is largest). Within New Mexico alone, it ranks 69 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Rio Lucio
At the 95th percentile nationally, Rio Lucio carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Rio Lucio (97.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 345 counted buildings into the percentiles shown above for Rio Lucio. For more on what direct exposure implies beyond Rio Lucio, see the exposure-zones guide.