Rio Hondo, TX
Rio Hondo wildfire risk explained
USFS's Wildfire Risk to Communities model puts Rio Hondo at the 36th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 949 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rio Hondo's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
Where Rio Hondo's buildings actually sit
77.1% of Rio Hondo's 949 buildings sit in USFS's Minimal exposure zone, with only 22.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Rio Hondo against the rest of the country
Inside Texas, Rio Hondo sits at just the 3rd percentile even though it scores 36th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rio Hondo ranks 20,217 for wildfire risk (1 is highest) and 12,317 by building count (1 is largest). Within Texas alone, it ranks 1,741 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Rio Hondo and the insurance market
At the 36th national percentile, Rio Hondo rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Rio Hondo
Rio Hondo's 77.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Rio Hondo's figures come from
Rio Hondo's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rio Hondo's dominant minimal exposure actually means, with real examples from across the dataset.